No owner financing. This all brick home sits on a nice sized lot with a large backyard. Many updates have occurred, though the home still has some loving patina. Waterproof luxury vinyl plank (LVP) flooring throughout. Fresh interior paint and exterior trim paint. New light fixtures with some ceiling fans. New roof installed end of March 2024. All new appliances in the kitchen, including dishwasher. 3 bedrooms and 2 full baths. Forward living room and an additional den/office/study in the back of the home. Insulated attic. Attached laundry room not included in the overall GLA. Septic drain lines replaced approx. 2 years ago. Central Heat and Air (HVAC) with heat pump. HVAC condensing unit is around 3 years old, while the evaporator age is unknown, though just had a tune-up with new blower fan and capacitor in the air handler. Electrical 200a exterior panel replaced mid-2017. Water heater age is unknown, though functions fine. The forward, original section of the home is above-grade, while the rear (en-suite, den, and laundry room) is on a concrete slab. Two concrete slabs in the backyard (one directly at back door, with other mid-rear of backyard) could be a great shed or patio type foundation. Seller has never occupied the home. Owner is agent.